5 ways to get an 800 credit score before you're 25:

If you're in your 20s, you need to focus on building credit NOW.

Credit scores can make or break your future.

I built this credit score with just 1 credit card and 1 line of credit in a year.

Here are 5 ways to get your credit score above 800 before 25:

1) Keep your credit card balance low.

Rule of thumb:

• use less than 30% of your credit limit

Show that you can manage credit.

2) Pay your bills on time.

Late payments have a huge impact on your credit score.

They can stay on it for 7 years.

3) Limit your debts.

Lower debt-to-credit ratio = better credit score.

There's a difference between good debt and bad debt.

4) Check your credit score weekly.

Checking your score often will allow you to:

• discover errors

• dispute them

• get familiar with your habits

5) Don’t close old accounts.

Longer credit history is better.

As long as your credit history is good, a long history will increase your score.

Achieving a perfect credit score of 850 requires 8-10 years.

Thanks for reading.

See you next week.